It will keep you cool during the summer and warm during the winter. Climate is controlled thanks to the on-board air-condition with automatic ventilation (optional). There is a supersized – standard cabin luggage sized – cargo door, but the cargo can also be accessed from the cockpit during the flight! The interior is furnished with the highest quality leather and LED lighting for exclusive feel and functionality. The two back seats are very wide and convenient. The central stick is ergonomic and provides the sporty feel signature to Panthera. Access is easy via three large gull-wing style doors, two in the front for pilot and co-pilot and one for the back row of seats. All features provide superior comfort and usability for people of all sizes. One of the major design points of Panthera is the state-of-the-art ergonomic cabin. Hybrid and electric models further reduce the take-off noise footprint by taking advantage of the pure-electric take-off. The engine is ready for the future, able to accept unleaded fuels and meeting the future environmental requirements. The robust design of the undercarriage and low overall weight allows for operations from short grass strips, taking you as close as possible to your desired destination. The maximal range is available with any payload, something which pilots of four-seat airplanes have been wishing for. No other four-seat aircraft exists that flies this fast on the same engine! For the owner/operator this represents significantly lower operating costs and simplified maintenance. Efficiency is translated directly into more speed for the same power. However, since Risk Rating 2.0 does not use flood zones to determine flood risk, the discount will be uniformly applied to all policies throughout the participating community, regardless of whether the structure is inside or outside of the Special Flood Hazard Area.Panthera achieves unprecedented efficiency through careful aerodynamic shaping, retractable titanium undercarriage, lightweight advanced composite structure, a tailor-made propeller and a dedicated performance exhaust system. Communities can continue earning National Flood Insurance Program rate discounts of 5% - 45% based on the Community Rating System classification. And discounts to policyholders in communities who participate in the Community Rating System will continue.Policyholders are still able to transfer their discount to a new owner by assigning their flood insurance policy when their property changes ownership.FEMA is continuing to offer premium discounts for pre-FIRM subsidized and newly mapped properties.We are maintaining features to simplify the transition to Risk Rating 2.0 by offering premium discounts to eligible policyholders. It informs floodplain management building requirements and the mandatory purchase requirement. That is why critical flood mapping data is necessary and essential for communities. Using Flood Insurance Rate Maps (FIRMs) for Mandatory Purchase and Floodplain ManagementįEMA’s flood map data informs the catastrophe models used in the development of rates under Risk Rating 2.0. We are upholding statutory requirements by:Įxisting statutory limits on rate increases require that most rates not increase more than 18% per year.

What’s Not Changing Under Risk Rating 2.0 Because Risk Rating 2.0 considers rebuilding costs, FEMA can equitably distribute premiums across all policyholders based on home value and a property’s unique flood risk. These include flood frequency, multiple flood types-river overflow, storm surge, coastal erosion and heavy rainfall-and distance to a water source along with property characteristics such as elevation and the cost to rebuild.Ĭurrently, policyholders with lower-valued homes are paying more than their share of the risk while policyholders with higher-valued homes are paying less than their share of the risk. With Risk Rating 2.0, FEMA now has the capability and tools to address rating disparities by incorporating more flood risk variables. Risk Rating 2.0 enables FEMA to set rates that are fairer and ensures rate increases and decreases are both equitable.įEMA is building on years of investment in flood hazard information by incorporating private sector data sets, catastrophe models and evolving actuarial science. Risk Rating 2.0 is not just a minor improvement, but a transformational leap forward. This approach does not incorporate as many flooding variables as Risk Rating 2.0. Since the 1970s, rates have been predominantly based on relatively static measurements, emphasizing a property’s elevation within a zone on a Flood Insurance Rate Map (FIRM). Purchasing flood insurance is the first line of defense against flood damage and a step toward a quicker recovery following a flood. FEMA is committed to building a culture of preparedness across the nation.

Instructions for extreme landings